90%
less manual document chasing
Collection, borrower follow-up, and file assembly, handled end to end.
Turn messy loan applications into diligence-ready deals.
Agora is the AI-native loan processing platform for Commercial Real Estate lenders. It reviews applications, surfaces what's missing, and keeps borrowers moving so your team can work on the hard stuff.
Agora workspace
Deal readiness
Application · 1048
Maya Patel
Oak Street redevelopment · El Paso, TX
Needs info
Request
$552k
Documents
8 of 11
LTV
60.0%
Diligence progress
Two actions are holding the file
LTV is within the target band
Scope of work required
Confirm exit strategy
Borrower follow-up is ready
Built for the work between application and underwriting.
Application intakeDocument diligenceBorrower follow-up
The Problem
Lending teams are buried before underwriting even starts.
Lenders sort through incomplete applications, missing documents, unclear borrower answers, and deals that may never fit the credit box.
Incomplete files
Applications arrive missing critical diligence items.
Manual chasing
Teams spend hours following up for scope, budgets, and statements.
Credit box triage
Processors sort deals that should have been screened earlier.
Our Solution
One platform for intake, diligence, and follow-up.
Agora is a purpose-built CRM and processor for the work between application and underwriting. It helps your team qualify inbound deal flow earlier, organize every file faster, and keep borrowers moving without manual chasing.
Intake
Bring every inbound deal into one file.
Agora centralizes applications, borrower messages, documents, tasks, and status so your team always knows what is ready and what is missing.
See how it worksLender workspace
Applications
Needs clarification
Maya Patel
maya@oakstreet.dev
Awaiting clarificationPipeline active
Submitted Jun 22, 2:14 PM
ZIP 79937
Requested $552,198
LTV 60.00
Show detailsRun guidance check
Borrower message history
Borrower
Jun 22, 2:21 PM
Uploading updated scope of work and rehab budget now.
AI-Assisted Diligence
Check each deal against your requirements.
Agora flags missing information and requirement gaps before the file reaches underwriting.
See how it worksApplication detail
Open guideline issues
Follow-up required
Latest document summary
Scope of work updated. Exit strategy still needs confirmation before the file can move forward.
Open guideline issues
Latest guidance check
LTV check
As-is leverage is within the lender's target band.
Scope of work required
Borrower prompt linked to task 104.
Exit strategy unsupported
No confirmed refinance or sale path yet.
Follow-up
Keep borrowers moving without manual chasing.
Agora automates routine follow-up, evaluates new material as it arrives, and keeps each application moving without manual chasing.
See how it worksApplication detail
Borrower message history
Awaiting clarification
Borrower message history
Agora
We still need the scope of work, rehab budget, and most recent bank statements before moving the file forward.
Borrower
Uploading scope of work and rehab budget now.
File re-check queued
The file updates as new materials arrive.
The impact
More files through the same team.
Automate the operational work around every application, without adding another layer of manual review.*
<5 min
to review a borrower package
The same check a processor does by hand, surfacing every missing item on every file.
10 min
to go live on your guidelines
Upload the guideline doc you already have, and your program is ready to run. No manual setup required.
0 engineers
to change a lending rule
Plain English, live the same day. No ticket, no sprint, no vendor request.
Implementation
Onboard in minutes. Turn your workflow into a repeatable system.
Your team stays in control of the credit box while Agora handles the repetitive diligence work and borrower follow-up around it.
Configured around the way your team already works
Map your loan programs
Map loan types, document checklists, and borrower intake paths to the way your team already works.
Configure requirements
Encode qualification rules, review queues, and diligence requirements into repeatable system checks.
Refine on live deal flow
Tune follow-up, exceptions, and review behavior on real inbound volume.
Security by design
Built for sensitive borrower and deal data.
Agora is designed for workflows that involve borrower documents, property details, financial information, and confidential deal materials.
Encrypted storage
Customer documents are encrypted at rest with KMS-backed storage.
Role-based access
Borrower, lender, and admin routes are permissioned separately in the backend.
Tenant separation
Authenticated users operate on their own scoped records and upload paths.
Audit logs
Request metadata and actor context are captured for structured logging.
No training on customer data
Customer workflow data is processed within the application and never used to train external models.
The team
Built by real estate operators and infrastructure engineers.
Agora's leadership team pairs firsthand experience in real estate lending with the AI, search, and infrastructure backgrounds required to build reliable software for messy documents and high-volume operational work.
Waruna Yapa
Co-Founder and CEO
Founded a real estate investment firm and closed 25 deals, navigating everything from conventional mortgages to commercial portfolio financing. Now combines that borrower-side experience with engineering experience from Meta, LinkedIn, and Microsoft to build software for real estate lending.
Prior experience: Meta, LinkedIn, Microsoft, real estate operations
Meheresh Yeditha
Co-Founder and CTO
Built and led production AI and infrastructure systems at Microsoft and Rippling, from 0-to-1 products to enterprise-scale platforms. Studied and conducted AI research at Carnegie Mellon and the University of Washington, and brings that engineering rigor to real estate lending.
Prior experience: Microsoft, Rippling
Book a Demo
See how Agora handles your lending workflow.
Walk through intake, requirement checks, and borrower follow-up on the kinds of deals your team sees every day.