Agora

Turn messy loan applications into diligence-ready deals.

Agora is the AI-native loan processing platform for private CRE lenders. It reviews applications, surfaces what's missing, and keeps borrowers moving so your team can work on the hard stuff.

The problem

Lending teams are buried before underwriting even starts.

Private lenders sort through incomplete applications, missing documents, unclear borrower answers, and deals that may never fit the credit box.

Incomplete files

Applications arrive missing critical diligence items.

Manual chasing

Teams spend hours following up for scope, budgets, and statements.

Credit box triage

Processors sort deals that should have been screened earlier.

Our Solution

One platform for intake, diligence, and follow-up.

Agora helps your team qualify inbound deal flow earlier, organize every file faster, and keep borrowers moving without manual chasing.

Intake

Bring every inbound deal into one file.

Agora centralizes applications, borrower messages, documents, tasks, and status so your team always knows what is ready and what is missing.

Lender workspace

Applications

Needs clarification

Maya Patel

maya@oakstreet.dev

Awaiting clarificationPipeline active

Submitted Jun 22, 2:14 PM

ZIP 79937

Requested $552,198

LTV 60.00

Show detailsRun guidance check

Borrower message history

Borrower

Jun 22, 2:21 PM

Uploading updated scope of work and rehab budget now.

AI-Assisted Diligence

Check each deal against your requirements.

Agora flags missing information and requirement gaps before the file reaches underwriting.

Application detail

Open guideline issues

Follow-up required

Latest document summary

Scope of work updated. Exit strategy still needs confirmation before the file can move forward.

Open guideline issues

Latest guidance check

2 items need review

LTV check

As-is leverage is within the lender's target band.

Mitigated

Scope of work required

Borrower prompt linked to task 104.

Needs info

Exit strategy unsupported

No confirmed refinance or sale path yet.

Unmitigated

Follow-up

Keep borrowers moving without manual chasing.

Agora automates routine follow-up, evaluates new material as it arrives, and keeps each application moving without manual chasing.

Application detail

Borrower message history

Awaiting clarification

Borrower message history

Agora

We still need the scope of work, rehab budget, and most recent bank statements before moving the file forward.

Borrower

Uploading scope of work and rehab budget now.

File re-check queued

The file updates as new materials arrive.

Implementation

Onboard in minutes. Turn your workflow into a repeatable system.

Your team stays in control of the credit box while Agora handles the repetitive diligence work and borrower follow-up around it.

01

Map your loan programs

Map loan types, document checklists, and borrower intake paths to the way your team already works.

02

Configure requirements

Encode qualification rules, review queues, and diligence requirements into repeatable system checks.

03

Refine on live deal flow

Tune follow-up, exceptions, and review behavior on real inbound volume.

Security

Built for sensitive borrower and deal data.

Agora is designed for workflows that involve borrower documents, property details, financial information, and confidential deal materials.

Encrypted storage

Customer documents are encrypted at rest with KMS-backed storage.

Role-based access

Borrower, lender, and admin routes are permissioned separately in the backend.

Tenant separation

Authenticated users operate on their own scoped records and upload paths.

Audit logs

Request metadata and actor context are captured for structured logging.

No training on customer data

Customer workflow data is processed within the application and never used to train external models.

About Us

Built by real estate operators and infrastructure engineers.

Agora's leadership team combines firsthand experience operating private lending workflows with the AI, search, and infrastructure background required to build reliable software for messy documents and high-volume operational work. We've sat on both sides of the space - originating loans, and building the platforms that underpin them.

Waruna Yapa

Waruna Yapa

Co-Founder and CEO

LinkedIn

Brings firsthand experience with borrower intake, deal flow, document collection, and the operational friction inside real estate finance, along with engineering work across Meta, LinkedIn, and Microsoft.

Prior experience: Meta, LinkedIn, Microsoft, real estate operations

Meta
LinkedIn
Microsoft
Meheresh Yeditha

Meheresh Yeditha

Co-Founder and CTO

LinkedIn

Built and led development for production AI, data, and infrastructure systems at Microsoft and Rippling. Focused on turning messy operational workflows into reliable software that teams can use every day.

Prior experience: Microsoft, Rippling

Microsoft
Rippling

Book a Demo

See how Agora handles your lending workflow.

Walk through intake, requirement checks, and borrower follow-up on the kinds of deals your team sees every day.